Several readers recently sent me copies of a news story that appeared in papers around the country. The author of that piece criticized the Social Security Administration for not updating a listing of jobs that benefit applicants might be able to do instead of going on the government dole collecting disability benefits. (The law says that a person must be unable to do any kind of work to be eligible for such payments.)

I’m sure those job listings will eventually be updated, but here is a point I need to make. I worked for the Social Security Administration for 32 years, and in almost every one of those years, Congress passed laws designed to “fix” the disability program. Also, in each and every one of those years, there were internal SSA studies and commissions that resulted in proposals also intended to make the disability process fairer, more streamlined and at the same time, less prone to fraud and abuse.

So, what’s going on with that? Why is the disability program apparently always under scrutiny and constantly subject to congressional and administrative and media meddling? The answer to that question is what this column is all about.

Here is the bottom line: any disability program is an absolute mess to manage. And the Social Security disability system is even more prone to administrative nightmares because it is, by far, the biggest such program in the country.

And why is a disability program such a mess? Because it is so subjective. For example, compare it to the Social Security retirement program. The eligibility rules for retirement are relatively cut and dried. You contact the SSA, show them a birth certificate to prove you are old enough for benefits, answer a few questions and meet a few other eligibility requirements, and you qualify for benefits. No muss, no fuss.

But it’s a completely different story for the disability program, and that’s because it is hard to get people to agree on the answer to this question: How much of a disability does someone have to have to get disability benefits? One person’s condition may be another person’s relatively minor inconvenience. Think of this in practical day-to-day terms to which anyone can relate. We all know fellow workers who call in sick because they have a case of the sniffles. On the other hand, we also know of co-workers who will show up at the workplace even though they look like they are knocking on death’s door. In other words, we all have different interpretations of what should keep a person from being able to work.

Here is another example. I’ve got a neighbor who has a 35-year-old son with multiple sclerosis. The son uses a wheelchair and needs other forms of help. Yet, he still goes to work every day at a local Target store. At the same time, I’ve encountered thousands of people over the years who claim to be disabled because they have a bad back or sore knees.

The government tries to make the Social Security disability program as objective as possible with a handbook full of regulations to help SSA adjudicators decide who is legally disabled and who isn’t. Teams of medical professionals are also involved in the process.

Yet, it always comes down to the fact that some government bureaucrat, after reviewing the medical evidence, consulting the professionals and employing the guidelines, will have to make a subjective decision about a person’s eligibility for disability benefits.

Let’s take that guy with the bad back. I’ll call him Frank. And we’ll say that Frank actually has some painful spinal damage. How severe should it be to qualify for disability? He had a job that required heavy lifting. He is certainly too disabled to do that kind of work anymore. But perhaps there are other less-strenuous jobs Frank can be trained to do. Should he qualify for Social Security disability if he can do those other jobs? (The media report I began this column with was alleging this listing of potential jobs Frank might be able to do is outdated.)

Let’s assume Frank filed for Social Security disability and was told his spinal condition was not severe enough to get benefits. But then he mentions that he also has high blood pressure and some hearing problems. Neither one of those conditions by itself is legally disabling — but how about all three of them together?

Following this scenario, let’s assume that the initial person adjudicating Frank’s claim says no and decides it’s not enough to qualify according to the law.

Frank is upset because he is convinced he is disabled. So, he files an appeal. And after about a yearlong wait, (because there are tens of thousands of other people who are also filing appeals), he eventually meets with a judge who interprets the disability rules a bit differently than the first adjudicator did, and he approves Frank’s claim. Frank has mixed emotions. He’s happy his claim has been finally approved. But he’s upset it took so long. So, he writes his member of Congress and demands that something be done to improve the process. The representative agrees that the program is too strict and co-sponsors a bill with language demanding that SSA “fix” the disability program.

But is the process broken? Was the first adjudicator wrong, or was the judge too lenient? Different people will have different opinions. That’s just the nature of a subjective process.

Let’s follow Frank’s case a little further. Six months after he starts getting disability benefits, a neighbor sees him out on a ladder cleaning his gutters. It took a lot of effort, but Frank managed to do it. The neighbor has always been a little suspicious of Frank’s disability allegations and seeing this put him over the edge. So, he contacts Social Security’s fraud department and alleges Frank is cheating the system. He says, “This guy claims to have a bad back and can’t work, and yet I saw him up on a ladder working on his house. How can this be?”

This call triggers a fraud investigation. More SSA adjudicators examine Frank’s claim. After interviewing Frank and obtaining updated medical records, they decide he is still legally disabled.

This upsets the neighbor even more. So, he writes his representative in Congress claiming that “the incompetent government is wasting taxpayer money by sending monthly checks to a guy who is clearly not disabled.” The sympathetic representative agrees that the program is too lenient and sponsors a bill with language demanding that SSA “fix” the disability program. And on and on it goes.

By the way, the Frank example (with the name changed) is a true story. It’s a case I was involved in about 25 years ago while working for the SSA.

It has almost been 32 years since the Americans with Disabilities Act was signed into law. Its aimed at prohibiting discrimination and giving people with disabilities the same opportunities as everyone else; however, most of the country is still not built for people with disabilities in mind, especially our streets and sidewalks.This also comes at a time when pedestrian deaths are at an all-time high. A recent analysis from the Governors Highway Safety Administration found that in 2021, nearly 7,500 pedestrians were killed, the largest number in four decades.A Georgetown study shows that pedestrian wheelchair users are over 30% more likely to be killed in crashes than non-wheelchair users. Nearly half of these deaths happen at intersections.In many of those cases, drivers weren't yielding to pedestrian right-of-way, but design at intersections plays a role, too. Yochai Eisenberg and a team of researchers at the University of Illinois Chicago conducted a study that shows just how much our sidewalk and street infrastructure is failing when it comes to making cities accessible and safe for people with disabilities. Through their research they found that on average 65% of curb ramps and 48% of sidewalks across the country are not accessible."You'll be driving along or walking along and you'll see a very accessible curb ramp that will not be connected to any sidewalks or you'll see a nice sidewalk that ends abruptly," said Eisenberg, a disability and human development professor at the University of Illinois Chicago. "And so that lack of connectivity and lack of, you know, what I try to describe as intentional planning... like really thoughtful planning is not there."The team at the University of Illinois Chicago discovered this gap by evaluating ADA transition plans. Under the ADA, states and local governments are required to have a transition plan in place for how theyre going to reduce physical barriers for people with disabilities, but not all of them do and no ones really checking.The team looked at over 400 government entities, and only 13% had ADA plans readily available; only seven of them met minimum criteria. Some of those requirements include things like getting public feedback, coming up with a plan for making things more accessible and a schedule for making it happen.In their research, they noted that many communities dont understand enough about these transition plans and lack data on how much of their pedestrian infrastructure is inaccessible."So some communities definitely did, you know, and they developed a whole plan and followed through," Eisenberg said. "But the issue is they, many of them didn't continue with it, and obviously in those 30 years, many communities have expanded, and not all of them have followed a lot of the guidelines for accessible design.... The Federal Highway Administration, the Department of Transportation at the federal level likes to talk about it as is it's a living document. It's not supposed to be something that you do once and then forget about." Eisenberg says cities like Tempe, Arizona, are a good model to turn to. Theyve set a goal of addressing barriers to accessibility by 2030 and have created a map showing where the plan will roll out and what ramps and sidewalks will be replaced. The city has also been active in getting public participation, and that feedback has been a huge help.One of the only ways governments are currently being held accountable for having accessible infrastructure is through lawsuits, and experts say this should not be considered the main strategy for developing accessible communities.The Department of Justice created Project Civic Access to conduct reviews of ADA compliance. Since they started in 1999, theyve reached over 200 settlements in all 50 states, D.C. and Puerto Rico. These reviews took place because the DOJ wanted to visit every state, and in response, the cities agreed to make improvements."Cities have, you know, continually worked to upgrade their infrastructure, but it kind of connects well with the way that that many cities and federal and state funding in transportation has gone to roads and highways," Eisenberg said. "That's predominantly what the budget for that infrastructure goes to and very little for sidewalks and bike lanes."Looking at how we can do a better job going forward, disability rights advocates say that some funding from the $1.2 trillion federal infrastructure bill, which includes $11 billion for transportation safety programs, should be spent on curb ramps, sidewalks and roads designed to slow traffic to make crossing streets safer. The bill does include the first ever Safe Streets and Roads for All program to reduce traffic fatalities like pedestrian deaths we mentioned earlier.When talking about these issues, its important to hear from someone who has experienced the difficulty of navigating inaccessible cities


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If you have a Social Security question, Tom Margenau has a book with all the answers. It’s called “Social Security: Simple and Smart.” You can find the book at creators.com/books. Or look for it on Amazon or other book outlets. To find out more about him and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit www.creators.com.