Money Manners

Columnists Leonard Schwarz and Jeanne Fleming

Dear Jeanne & Leonard:

I make a lot more money than the woman Iโ€™ve been seeing, so about a month ago I proposed that I pay for everything when we go out. She was very appreciative, but hereโ€™s the problem: Since Iโ€™ve started paying, sheโ€™s begun ordering the most expensive items on the menu, things she never ordered when we were splitting the tab. Even though Iโ€™m doing pretty well, Iโ€™m not an extravagant guy, and itโ€™s driving me crazy that she keeps ordering things Iโ€™d never treat myself to. What should I do here? I really like her otherwise.

โ€” Getting Heartburn, Southern Connecticut

Dear Burned:

Tired of paying for those coconut-water martinis, are you? We donโ€™t blame you. Thereโ€™s a word for people who cavalierly help themselves to goodies someone else is paying for, and the word is โ€œfreeloader.โ€ And, alas, leopards rarely change their spots.

Maybe, though, with one of those horrible, all night, we-need-to-talk-about-us conversations, youโ€™ll be able to get your girlfriend to understand why her behavior bothers you and persuade her to change. But the lack of consideration sheโ€™s shown for your wallet suggests that this woman, attractive as you may otherwise find her, might not be the right one for you. If she doesnโ€™t have an epiphany when you explain to her what the problem is, itโ€™s probably time for you to move on.

Dear Jeanne & Leonard:

My accountant retired, so I need a new one to do my taxes. When I asked a friendly neighbor in the small condominium complex I recently moved into whether she could recommend anyone, she told me that she and lots of others in the building use โ€œDan,โ€ a CPA who also lives there. I thanked her, and the next thing I knew, I got an email from Dan proposing a time at which to meet to review my finances. Frankly, Iโ€™m not very eager to share this information with someone in the building, especially someone as pushy as Dan. But what can I tell him and the neighbor who gave him my name and keeps asking whether weโ€™ve met yet? They both know I need someone to do my taxes, and I donโ€™t want to brush off a person all my neighbors like.

โ€” Pressured, New York

Dear Pressured:

In a perfect world, youโ€™d leave out the โ€œpushyโ€ part but otherwise tell Dan the truth: that you feel uncomfortable about sharing your personal finances with someone so close to your neighbors. Unfortunately, he could interpret this to mean you donโ€™t trust him to respect your privacy and hence be offended. So welcome to white-lie territory. Consider telling Dan that your boss just recommended a CPA, and you feel it would be injudicious to ignore his advice. Or tell him that your former accountant had an associate youโ€™ve decided to try, or that this year youโ€™ve decided to prepare your returns yourself. In short, tell Dan whatever you think sounds most credible and least critical of him.

And now you know: Never ask for a recommendation from someone whose recommendation youโ€™d feel uncomfortable not following.


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